Apply in minutes Up to $10,000
Pay Nothing Today
Flexible Repayments
Reusable account: We give you one account with one monthly statement, no matter how many times you shop
Interest free: Easy interest free terms. No hidden fees or upfront payments
Flexible payments: Choose repayments that suit your lifestyle – weekly, fortnightly or monthly
We make it easy for you to never pay interest again. Simply pay off your purchase before the interest free period ends, and you get to enjoy what you love even more.
Interest free. Easy as.
All you need is:
How to use Zip:
Fees & interest:
Read more here about repayments, interest and fees for Zip Pay and Zip Money.
Repayments:
Returns & refunds:
If your refund request meets St John Ambulance Victoria's refunds policy, the purchase amount will be credited back to your Zip account.
Zip Money: Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $7.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 May 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).