Apply in minutes Up to $10,000
Pay Nothing Today
Flexible Repayments
Reusable account: We give you one account with one monthly statement, no matter how many times you shop
Interest free: Easy interest free terms. No hidden fees or upfront payments
Flexible payments: Choose repayments that suit your lifestyle – weekly, fortnightly or monthly
We make it easy for you to never pay interest again. Simply pay off your purchase before the interest free period ends, and you get to enjoy what you love even more.
Interest free. Easy as.
All you need is:
How to use Zip:
Fees & interest:
Read more here about repayments, interest and fees for Zip Pay and Zip Money.
Repayments:
Returns & refunds:
If your refund request meets St John Ambulance Victoria's refunds policy, the purchase amount will be credited back to your Zip account.
Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.